
What is the Migrant Workers and Overseas Filipinos Act of 1995?
Republic Act 10022, an amendment to RA 8042 (the Migrant Workers and Overseas Filipinos Act of 1995), mandates that Overseas Filipino Workers (OFWs) have insurance coverage to protect them from the various risks associated with working abroad. This insurance provides benefits such as compensation for death due to natural causes or accidents, repatriation in case of death or other circumstances requiring the OFW’s return home, medical evacuation, compassionate visits during extended hospitalization, and assistance in cases of unjust employment termination or legal proceedings.
What is the policy effectivity of OFW Insurance?
The OFW Insurance policy is best aligned with the duration of the OFW’s employment contract to ensure continuous protection throughout the entire employment period.
What are the coverages?
STEPS
A. Check if you have the required documents
B. Send us an email with the required documents attached through claims@imacorpph.com
C. Please wait for our staff to contact you within 15 working days upon submission of complete documents.
In the event of a claim arising from accidental or permanent total disablement, the following documents, duly authenticated by the Philippine foreign posts or by the local registry if death occurs in the Philippines, whichever is applicable, will serve as sufficient evidence to substantiate the claim:
Additionally, for the purpose of identifying the legitimate and/or designated beneficiaries, the following claim documents must also be submitted:
For Repatriation, the following documents must be provided:
For Subsistence Allowance Benefit Claims, the following must be submitted:
For the Settlement of Money Claims, a certified true copy of the final decision of the NLRC or the compromise agreement should be provided.
For Compassionate Visits, the following documents must be submitted:
For Medical Evacuation/Repatriation, the necessary documents are:
ACCIDENT/NATURAL DEATH:
PERMANENT AND TOTAL DISABLEMENT/DISMEMBERMENT
ADDITIONAL DOCS FOR THE LEGAL BENEFICIARY:
REPATRIATION:
MEDICAL REPATRIATION:
SUBSISTENCE ALLOWANCE:
MONEY CLAIMS:
COMPASSIONATE VISIT:
MEDICAL EVACUATION:

Insuria Corporation and Global Cebuana Finance Inc. - Insuria Corporation is an affiliate of Global Cebuana Finance Inc. (GCFI), a financial services company established through a joint venture between GDFI Holdings and Cebuana Lhuillier Finance Corp.
Through this affiliation, Insuria Corporation provides access to financial services and financing solutions intended to support the needs of qualified Overseas Filipino Workers (OFWs) and their families, both domestically and abroad.
Global Cebuana Finance Inc. is committed to providing accessible and convenient financing services, recognizing the importance of efficient loan processing and flexible repayment options for Filipino workers. Qualified applicants may benefit from streamlined loan processing, competitive monthly interest rates, and convenient repayment facilities through participating Cebuana Lhuillier branches, subject to applicable requirements, evaluation, and approval.
Through the Insuria Corporation Corporate Hub, clients may transact and access available GCFI financing services, providing a centralized and convenient channel for loan applications and related transactions.
Loan applications may be processed in as fast as five (5) hours, subject to the applicant's qualifications, completeness of requirements, verification procedures, credit evaluation, and final approval. Approved borrowers may make repayments through participating Cebuana Lhuillier branches in accordance with the applicable loan terms and conditions.
The affiliation between Insuria Corporation and Global Cebuana Finance Inc. strengthens Insuria Corporation's ability to connect clients with established financial service providers and accessible financing solutions.
Insuria Corporation serves as a corporate platform connecting qualified clients with financial opportunities while promoting convenience, accessibility, and responsible financial transactions.
All financing applications are subject to qualification, documentary requirements, credit evaluation, applicable fees and interest rates, and the prevailing terms and conditions of Global Cebuana Finance Inc.

Kahit nasaan ka man sa mundo puwede kang Maging OFW Protection Ambassador at tumulong sa pagpapalaganap ng kahalagahan ng insurance protection para sa ating mga kababayang nagtatrabaho sa ibang bansa.
Opportunity ito para sa’yo kung ikaw ay:
Saan ka man sa mundo, maaari kang:
• Kumita ng additional income
• Magbigay ng financial protection awareness
• Makatulong sa kapwa OFW families
Tulungan nating protektahan ang kinabukasan ng ating mga OFW.
Be part of the movement. Be an OFW Protection Ambassador.
Message us now to learn how to start!

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